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Debt Stress
Is someone on your side?

Facts About Debts And Bankruptcy Laws

Recent modifications to laws related to bankruptcy have made it more difficult for an individual to apply for bankruptcy.  The law is quite complex and there are a lot of caveats, which exclude certain types of debts from being erased.  Let's take a look at some examples and guidelines.   Read more...



Chapter 13 Bankruptcy Vs Debt Consolidation

Chapter 13 Bankruptcy and Debt Consolidation are both forms of debt reorganization where the debtor can come to more manageable terms of repayment over a prearranged period. However there are significant differences between these two types of reorganization.   Read more...


Frustration from Debt
How are you going to cope?
Credit Score
Isn't it time to get acquainted?

Get To Know About Your Credit Score

In today's society, the importance of knowing, managing and protecting your credit score is immense. Properly managed, your credit rating will provide you access to loans and credit at a much lower interest rate. In some cases, it is also required while getting a job. Clearly you need to know what your rating is and how to properly maintain it.   Read more...



Top Ten Reasons People File for Bankruptcy

Eliminate Debt

This process of wiping the slate clean is called a discharge of debts. The goal of a discharge is to reduce debt to give you a fresh start. Whether it is through straight bankruptcy (Chapter 7 Bankruptcy) or through reorganization (Chapter 13 Bankruptcy), most or all of your debts can be cleared. Read more...


Causes of Debt
Isn't it time to call someone?
Debt all Around
Where can you turn?

Is Bankruptcy Right For You?

As we all know, in both our personal and professional lives, sometimes things just don't turn out the way we want them to. Perhaps your income has dropped considerably in this economic downturn. Maybe you have fallen a little behind on payments. We don't plan these occurrences, but sometimes it happens. Bankruptcy may be the solution to help you get your life back. Read more...



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Latest Top (5) News


Ask a Lawyer: Will I Be Forced To Sell My Home When Filing Bankruptcy?
I filed for Chapter 7 bankruptcy. My house appraised for $119,000.00 and I owe $36,000.00 on the loan. Can the creditors I owe make me sell my home to pay my debts in this case?

Wed, 27 Jul 2011 12:00:00 EST


Ask a Lawyer: Will I Be Forced To Sell My Home When Filing Bankruptcy?
I filed for Chapter 7 bankruptcy. My house appraised for $119,000.00 and I owe $36,000.00 on the loan. Can the creditors I owe make me sell my home to pay my debts in this case?

Wed, 27 Jul 2011 12:00:00 EST


Ask a Lawyer: Should I Tell My Creditors'' I''m Planning to File Bankruptcy?
If you are considering bankruptcy should you tell your creditors that is your plan or keep this from them?

Wed, 20 Jul 2011 12:00:00 EST


Ask a Lawyer: Should I Tell My Creditors'' I''m Planning to File Bankruptcy?
If you are considering bankruptcy should you tell your creditors that is your plan or keep this from them?

Wed, 20 Jul 2011 12:00:00 EST


Ask a Lawyer: Who is affected by the bankruptcy discharge?
I filed bankruptcy and got a discharge. I'm now being sued in civil court for something that happened during that time. Can I reopen my bankruptcy case to include?

Wed, 13 Jul 2011 12:00:00 EST
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